Carolina SURE: Smart Upgrades for Residential Efficiency

What does this funding get me?

Carolina SURE is a program provided through the Clean Energy Fund of the Carolinas. CEF Carolinas finances projects by partnering with existing financial institutions and through direct lending. Carolina SURE can be used for heating and cooling, energy efficiency, solar and battery, roof, septic projects, and more by providing low interest loans that doesn’t depend on your credit score.

Am I eligible?

Carolina SURE supports projects that include electrification upgrades:

  • Heating and Cooling Systems – heat pumps above 16 SEER/ 15.2 SEER 2, high efficiency air conditioning, HVAC, and water heating 
  • Solar & Battery Storage – Generate and store your own power 
  • Home Envelope – Windows, doors, and insulation
  • Infrastructure – Septic to sewer conversions, electrical upgrades, roof repair and replacement  
  • And More – Any project that includes energy efficiency improvements, resiliency measures, aging in place, and water conservation measures may qualify

If you have sufficient income and a good payment history, you could be automatically pre-approved for a loan. If you are not automatically pre-approved, you will be contacted for additional information. You may be required to have a co-borrower on the loan.

How can I access the money?

The best way to see the current interest rates and fees is to complete an application. There are discounts for veterans, seniors, and households with limited income. There are no closing costs unless cash collateral is needed. You can apply today to see what you qualify for. If you have questions, check out their FAQ page.

What is the timeline?

Applications are currently open.

What other incentives could I use to help me accomplish my goals?

Where can I get more information?