What does this funding get me?

The North Carolina Insurance Underwriting Association (NCIUA) offers its policyholders up to $10,000 toward the price of a new roof in coastal NC counties. Roofs are built to “FORTIFIED” standards developed by the Insurance Institute for Business & Home Safety (IBHS) that are designed to increase resilience to extreme weather. For low-income homeowners, the Clean Energy Fund of the Carolinas offers a supplemental grant up to $5,000.

Am I eligible?

Any home covered by an NCIUA policy and located in the following areas is eligible:

  • Strengthen Your Roof: Up to $10,000 for a FORTIFIED roof on the Outer Banks or barrier islands
  • Strengthen Your Coastal Roof: Up to $6,000 for a FORTIFIED roof on coastal properties in Beaufort, Brunswick, Camden, Carteret, Chowan, Craven, Currituck, Dare, Hyde, Jones, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Tyrrell, and Washington counties.

Low-income homeowners are eligible for an additional grant of up to $5,000 from the Clean Energy Fund of the Carolinas. To qualify, a household must be at or below 200% of the Federal Poverty Level or already enrolled in another income-qualified program such as WIC, Medicaid, LIHEAP, WAP, Lifeline, SSI, Section 8, or the National School Lunch Program.

How can I access the money?

To apply for the NCIUA program, click the link above under “Am I eligible?” for the program that applies to your area.

For the low-income supplemental loan from Clean Energy Fund of the Carolinas, apply here or email Emily Velasquez (emilyv@cefcarolinas.org).

What is the timeline?

The NCIUA grants are available until further notice. The low-income supplemental grant is a pilot program limited to 40 homes and will last until that number of homes has been served, unless extended.

What other incentives could I use to help me accomplish my goals?

Where can I get more information?